Lightning Business Loans

Lightning fast access to finance when your business needs it. 

Borrow up to $20,000.

Lightning application process. Less information required for loans under $20,000.

Business loans designed for agile businesses. 

The world waits for no one. As a small business owner you not only know this, you thrive on it. You deal with opportunities and setbacks daily. Sometimes while running a business, the need for extra cash arises out of nowhere. Late to pay clients may stretch your cash flow a little too far, you need to replace a piece of equipment or machinery that’s integral to your operations, or you may have received an unexpected tax bill. We know you can’t always plan for these things, that’s why we offer an expedited lightning application process for business loans under $20,000. Lightning business loans give you fast access to the funds you require at a fair cost.

Fast & Fair

We are faster and more personal than the bank. We give you fairer and more manageable interest rates than most other non-bank lenders do.

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Repayment terms to suit you

We offer one of the market’s leading repayment terms of up to two years on Lightening Loans, which can make a difference to your business’s cash flow.

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Assessed in 12 hours

We understand that as a small business, agility matters.

No lock in period

No penalty for early repayments. You’re in control.

5 minute application

Because you’ve got better things to do, like running a business.

2% per month on the outstanding balance.

Our small business loans carry an interest rate from 2% per month on the outstanding balance. That is half of what most other non-bank lenders charge.

Our Lightning application process means that less paperwork and supporting evidence required for business loans under $20,000.  Subject to eligibility criteria. 

We’re not restrictive

If you would like to repay your loan earlier, you are free to do so, without any additional penalties or charges. That’s just one way in which we aim to be your finance partner. 

Satisfaction Guarantee

If you take out a small business loan with us and you’re not happy with the arrangement or your circumstances change within the first 30 days, no worries!

Simply repay what you borrowed within your first month and we will waive all interest for that period.

Satisfaction guarantee

Apply for a Business Loan.

By submitting your details below we will be in touch shortly.

It takes just 5 minutes on the phone for us to get you on your way to a personalised business loan assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 12 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.