Line of Credit

Flexible access to funds.

Be ready for opportunity

Manage your cash flow

Access to funds, when your business needs it.


Having the ability to take advantage of opportunities as they arise is vital to growing your business. By taking out a Line of Credit, you can be confident that you can capitalise on business opportunities as they present themselves.

How does it work?

Only pay for what you use. Having a line of credit in place gives you options. Simply draw down the funds as your business requires.

Cafe owner
Improve cash flow

Have funds readily available as your business needs them.

Inject working capital

Easily purchase things like inventory when your business needs it.

Flexible funds

Only pay interest on what you use, as you use it.

2% per month on the outstanding balance.

Our Line of Credit has a monthly interest rate from 2% per on the outstanding balance. Interest only accumulates once the funds are drawn down and only on the portion drawn.

Whatever your goals are, we are here to help you achieve them with simple and fair solutions.

Keep your finances running smoothly.

For small businesses cash flow is key, keeping your finances running smoothly can often be a challenge.

A revolving line of credit might be the right solution for your business.

Apply for a Line of Credit.

By submitting your details below we will be in touch shortly.

It takes just 5 minutes on the phone for us to get you on your way to a personalised line of credit assessment. Once we have ensured you meet our minimum loan requirements over the phone, your Funda partner will send you the online application form to complete. It takes just 24 business hours to access your application once received. If we can’t, we’ll waive the first month’s interest payments.